What is part of a Commercial Wind Mitigation Inspection?
Wind Mitigation Reports don't just help homeowners save on their property insurance premiums. Here in Florida, commerical property owners are finding out they can reduce their property insurance premiums.
A roof covering assessment involves a thorough examination of the materials and condition of the roof surface. Our inspectors evaluate the type, age, and installation method of the roofing materials to determine their resistance to strong wind forces. We will also check for signs of wear, damage, or deterioration that could compromise the roof's integrity during severe weather events to identify potential vulnerabilities and provide recommendations for strengthening the roof covering if necessary.
A roof deck attachment assessment involves a detailed examination of how the roof deck is connected to the underlying structure. Our inspectors evaluate the strength and integrity of the connections, focusing on the fasteners and hardware used to secure the roof deck to the building. The goal is to assess the resistance of the roof deck attachment to uplift forces generated by high winds.
The secondary water resistance assessment involves evaluating measures in place to prevent water intrusion in the event that the primary roofing system fails during severe weather conditions. Inspectors examine elements such as the installation of underlayment, sealants, and other secondary barriers that can help protect the building from water damage. The assessment aims to determine the effectiveness of these secondary water resistance features and identify any potential vulnerabilities that may arise in the face of high winds and heavy rain.
The opening protection assessment involves examining the vulnerability of openings such as windows, doors, and other access points to wind-driven rain and debris during severe weather conditions. Inspectors evaluate the type and quality of protective features in place, such as impact-resistant glass, shutters, or other wind-resistant systems. The assessment aims to identify the effectiveness of these measures in preventing damage and ensuring the structural integrity of the building.
When assessing your commercial building, we will also consider your shutters. This may seem small but whether or not a property has installed shutters or other protective systems designed to cover openings, such as windows and doors, during severe weather events can have a major impact on potential damage to the building. Our inspectors will look at the type, quality, and functionality of these shutters, evaluating their ability to resist high winds and protect against debris impact.
Why Wind Mitigation Matters
Why should obtaining a Wind Mitigation Report matter to you as a Florida commercial building owner? As we all know, Florida is prone to severe weather events such as hurricanes and tropical storms, which can cause significant damage to your building. By implementing wind mitigation measures you can minimize the risk of damage and protect your investments and provide a safer environment for anyone in the building during inclement weather.
Wind mitigation assessments can also lead to substantial cost savings for commercial property owners. Insurance premiums for commercial properties in high-risk areas can be exorbitant, but by implementing wind mitigation measures, owners may qualify for significant discounts on their insurance policies. The savings can be substantial, making wind mitigation not only a prudent choice for protecting against potential damage but also a financially sensible decision.